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United Bank Ltd is offering now amazing service for their customers “UBL Click N Remit” This Service facilitates their customers to send money all over the Pakistan. Even by sitting at home throng your online account. This great service has safe your time for remittance. It is secure, reliable and very fast. All the transaction process is done online that is why it requires less time. Now send your money anywhere in Pakistan only by clicking, No more than few mouse clicking effort is required by UBL Click N Remit.
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It is very beneficial service for those who do business in small level in the Pakistan. It is one of the hardest works to send the money by back cache or by ATM. It is not expensive service charges are really reasonable.
You can avail this service by following the simple steps that are given below:
- You must have UBL account .
- Visit the website for creating Click N Remit account.
- Enter your payment detail of the amount you want to send.
- For deposit the money you have to enter the complete bank details as name , account number and bank address.
- For sending the money to other account besides UBL you have to enter the complete back details as name, account number, and bank address.
- Door step delivery of payment check services is also available. To avail this offer you have to enter only complete back details as name, account number, contact phone number, bank address, and complete physical mailing address.
- Confirm your transaction
- Confirmation email will be send to you with in few minutes along with a tracking number. Tracking number can be used to check the status of your transaction.
So must avail this outstanding service offered by UBL. That is one of the most well know bank in Pakistan. It is serving for many years ago and has maintained its status very well. So for more information and query you can directly contact by mail, phone etc.
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UBL Click N Remit Intro
FAQs
| 1. What is this service? |
| United Bank Ltd. is pleased to offer you access to a Reliable, Fast, Secure, Convenient and in-expensive way of remitting money to anyone in Pakistan. The entire transaction is completed online and with just a few clicks of a mouse, your money is on its way to the recipient of your choice. There is no need to visit a bank to use this service. Remitting money is just a click away through UBL Click N Remit. |
| 2. How does the service work? |
| Remitting money to Pakistan through United Bank Ltd. is easy: | |||||||||||||||
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| 3. How soon will my money get to the recipient? |
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| Please note that receipt of funds by a Recipient is dependent upon when the UBL receives good funds and upon local laws, communication system and delivery channel availability and bank and clearing system regulations applicable in Pakistan. We shall make our best effort to have the funds delivered to the beneficiary as soon as possible. However, UBL and its partners do not guarantee the timing of a Recipient’s receipt of funds initiated pursuant to a Payment request from you. | |||||||||||||
| 4. How can I ensure prompt delivery? |
| The best delivery opiton is to send money to an account with UBL | |||||||||||
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| The second best option is the doorstep delivery option, providing direct delivery of check to the beneficiary through courier. This gives full control to the beneficiary and avoids situation arising from Direct Deposit to another Bank, where the beneficiary bank takes inordinate amount of time in crediting the funds to the beneficiarys account | |||||||||||
| 5. Can the beneficiary receive the payment in US Dollars? |
| In this case the beneficiary has to have an account in US Dollars with any of the designated branches of UBL in Pakistan. | |
| 6. Can the beneficiary receive the payment in US Dollars in cash or in an account with any bank other than UBL? |
| No. Cash payment in US Dollar against presentation of check is not possible as no checks are issued in case of US Dollar remittance. Also there is no local clearing and settlement arrangement in Pakistan for US Dollar transactions, the beneficiary has to have an account in US Dollars with any of the designated branches of UBL in Pakistan to receive a US Dollar remittance as ‘Direct Deposit’. | |
| 7. Can the beneficiary receive the payment in a foreign currency other than Pak Rupees and US Dollars for direct deposit in an account with UBL or in cash or in an account with any bank other than UBL? |
| No. We do not offer remittance in any currency other than Pak Rupees and US Dollar. In case of remittance in US Dollars, only Direct Deposit in an account with any of the designated branches of UBL is applicable. In case of remittance in Pak Rupees, Direct Deposit in an account with any of the branches of UBL in Pakistan, with any other bank in Pakistan or payment in cash against presentation of check on the counters of any of the branches in UBL (Amount restrictions apply) is applicable. | |
| 8. What are the fees for this service? |
| There is no fee for remittances of $100 or more. There is a $5 fee for remittances that are less than $100. Many comparable services charge you higher fees and could take much longer to deliver the money. | |
| 9. Why is Click N Remit exchange rate different from the rate on UBL’s corporate website? |
| Please note that UBL offers multiple exchange rates. Exchange rates vary with time, type, location and size of the transaction. For example, the rates on the corporate website are not applicable on cash transactions in Pakistan.The US$ to Pak Rupee rates for remittances are set by UBL New York based on market conditions prevailing in USA. You will find that our rate is always better than the rates offered by any other bank or similar service provider. | |
| 10. What forms of payment do you accept? |
| The following form of payment is accepted: Funds withdrawn directly from your bank account (Internet Check). | |
| 11. What is an Internet Check? |
| Unlike a paper check having its Physical presence, the Internet Check is the mode of payment electronically. When you authorize for funds to be withdrawn from your Bank account by providing the details of Bank routing number(also known as ABA number) consisting of 9 digits and appearing on the left hand bottom followed by your bank account number on the checks, issued to you by your bank, this mode of payment becomes Internet Check. Note: The best time to complete your transaction is before 3 PM (EST) for Internet Checks. | |
| 12. Can I remit after 10 PM on a business day and on weekends and holidays? |
| Yes! You can remit any time, but for remittances conducted after 3 PM (EST) for Internet Checks on a business day or during the weekends and holidays, the remittances will be processed the next business day. | |
| 13. Is there a limit to how much I can remit in a single transaction? |
| As part of our ongoing verification process and in order to ensure the maximum security for your account and the accounts that you have debited, we have restricted the total amount of money you can transfer over any given period. Generally, you are restricted to the following limits: | |||
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| We are constantly reviewing the limits we have established in order to provide our customers with the greatest flexibility and protection. We urge you to review the latest money transfer limits that are provided in the terms of services. | |||
| 14. Why Social Security Number is required? |
| The Social Security Number, which is a mandatory piece of information, is required to perform due diligences to safe guard your interest. It is also required to verify the identity of the remitter as part of the compliance under the US Regulations. | |
| 15. Is it safe to give Social Security Number on internet? |
| Absolutely! Our software uses the latest 128-bit SSL encryption, so no unauthorized person can ever see details of your transaction. Details of how your information including your SSN is protected are provided in the Privacy Policy governing this service, which can be viewed by clicking on Privacy Policy on this site. | |
| 16. Will my personal information be protected? |
| Definitely! The site uses 128-bit SSL encryption to protect all personal identification information that you submit, including your Name, Date of Birth, Social Security Number, Address, Phone number, E-mail address, Login ID and Password, Credit Card and Bank Account details. Payment details for each transaction are encrypted and stored for your convenience. Details of how your information is protected are provided in the Privacy Policy governing this service. | |
| 17. Is my money safe? |
| Absolutely! You have the greatest comfort of dealing with United Bank Limited – UBL your most trusted name amongst the Pakistani banks. Also our software uses the latest 128-bit SSL encryption, so no unauthorized person can ever see details of your transaction. In addition, your funds are secured by an FDIC-insured bank in the United States. Outside the United States, your funds are held by United Bank Limited – a reputable banking institution that is globally recognized. | |
| 18. Which bank issues the check in Pakistan? |
| United Bank Limited – UBL issues local checks to the recipient. This check issued by UBL works similar to a cashier’s check in the United States and the full amount of funds are guaranteed with no hidden charges. This check can be deposited in an account in the name of the beneficiary with any bank including UBL. Since we always issue a local check for the recipient’s location, funds are available in as little as 24 hours from presentment. This check can also be presented for instant cash payment at the counters of any of the branches of UBL. Currently the cash payment limit per transaction is Pak Rupees 100,000. | |
| 19. How soon will my money get to the recipient? |
| A check is sent to the designated recipient by courier within as little as 1-2 business days of receiving your payment in USA. | |
| 20. Why does it take longer for a payment to be received in a recipient’s account with a bank other than UBL? |
| Since there is no automated clearing facility available in Pakistan, UBL can only pay the other bank through a locally drawn check and it takes an additional day for the other bank to collect the proceeds of the check. Another significant factor is delay in communication with offline branches as most banks do not have a large online branch network. To avoid delays in processing of credit to the recipient’s account whenever the recipient has account with a bank other than UBL, it is very much advisable to send a check directly to the recipient instead of direct deposit. | |
| 21. What is the best time to execute a transaction? |
| The best time to execute a transaction is before 6 PM (EST) for Internet Checks and 4 PM (EST) for Credit Cards on any business day. This will expedite the money transfer to Pakistan by a day. | |
| 22. Who delivers the money to the recipient in Pakistan? |
| (a) For direct deposit to an account with UBL in Pakistan, UBL credits the money in the account of the beneficiary maintained with one of our branches. (b) For payment to another bank branch where the beneficiary maintains the account and (c) For doorstep delivery of a check TCS (www.tcs.com.pk) delivers money to recipients in Pakistan. TCS is a leading courier companies in Pakistan and is associated with DHL, one of the largest courier companies in the world. TCS provides reliable, dependable and guaranteed delivery within a specific time to all locations in Pakistan. We also provide online tracking so that you always have access to information about the delivery status of your remittance. | |
| 23. How do I know the status of my transaction? |
| Online tracking is available for you to follow the progress of your remittance. This gives you the confidence that 24 hours a day, 7 days a week you can know exactly where your money is. In addition, you can even track the delivery status of your check and know who received. All of this information is accessible to you with a simple click of a mouse! | |
| 24. Does the recipient need to have an account with any specific bank? |
| The recipient does not need to have an account with any specific bank. | |
| 25. Can I remit from my account in a bank in USA while I am outside USA? |
| Yes! You can remit from your account with any bank in USA while you are outside USA. However, in order to safe guard your interest we will contact you to confirm the transaction. Once this is done your remittance will be processed as a normal transaction. | |
| 26. Since I am residing outside USA, I do not have an account with any bank in USA, can I remit? |
| No! You can not remit from outside USA unless you have an account in any bank in USA. Presently the product does not support transactions from an account outside USA. However, we are planning to launch this product for the remitters from across the globe. Once the product is launched across the globe, you will know about it through our website and the media. | |
| 27. How secure is my registration and login process? |
| We realize the need to keep your funds secure. That is why all remitters signing up with Click�n�Remit have to go through a Sub-Dollar Verification (click to find out more) process and all existing users have to go through a Multi Factor Authentication (click to find out more) process in order to login to their Click�n�Remit account. These security measures have been put into place to give you, our users a heightened sense of security throughout the entire remittance process. Multi-Factor Authentication Multi-Factor Authentication (MFA) is a security feature for customers logging in to Click’n’Remit, that allows users to keep their account secure. This is a three step process that first occurs during the user registration process, after which all users need to go through this in order to sign in to their Click’n’Remit accounts.
The first step is a security feature where users are asked to enter a text that appears on their screen as an image of random letters, this is called CAPTCHA. Following that, the new Remitter will receive a confirmation email. This email will contain a link, which will have to be clicked on to enable the new remitter to continue with registration. This security text appears as an image of random letters that prevents hackers, phishers and other malicious software from attempting to register multiple false entries. The users simply need to enter the exact text that they see on the screen in the space provided.
The next step will require the remitter to select three security questions. The remitter will chose from a list of questions to answer to help ensure privacy is maintained when logging into Click�n�Remit. One of these three questions will then be asked every time the Remitter returns to sign in.
The final step is visual confirmation of an image. The remitter is asked to type in a note or a phrase regarding an image. Once all three questions have been entered along with the visual confirmation, the registration will be complete. The Remitter can now successfully log in and use Click�n�Remit to remit funds to Pakistan.
Before the SDV process can take place, you need to set up a payment method to be used for your Click�n�Remit remittances. This can be done by entering your personal bank account number and your banks routing number. Once this information has been added, you will receive an email containing instructions regarding the SDV process. This new account will remain in a PENDING state until the credit and debit information is verified correctly by you. While the verification process is taking place and your account is in a pending state, you may remain logged into Click�n�Remit, and update any other information in your account. Once the verification is completed, you are ready to use Click�n�Remit to remit funds to your family and friends in Pakistan. The SDV process is not in place for credit/debit card transactions. | |
| 28. I still have additional questions about the service, whom should I contact? |
